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Financeiras · Ferramenta

Índice de Dívida em Relação à Renda

Verifique se sua carga de dívida mensal está dentro dos limites saudáveis — os credores usam esse índice para avaliar sua solvência.

Monthly Gross Income
$
Mortgage / Rent
$
Credit Cards
$
Auto Loans
$
Student Loans
$
Other Debts
$
Total Monthly Debt$0
Monthly Income$0
Housing (Front-end DTI)0%

Lenders use DTI to measure your ability to manage monthly payments and repay debts.

Debt-to-Income Ratio
0%
Calculating...
Typical Mortgage Limits
Conventional 36%
FHA Loans 43%
VA Loans 41%
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Industry use cases
Home Mortgage Applications Calculate your debt-to-income ratio to determine mortgage eligibility before applying to lenders.
Personal Debt Management Monitor your debt-to-income ratio to maintain a healthy financial profile and plan debt reduction.
Auto Loan Qualification Assess your qualification for auto loans by calculating your debt-to-income ratio before applying.
Credit Card Applications Check your debt-to-income ratio to evaluate your creditworthiness when applying for credit cards.
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